The purpose of this website is to connect potential borrowers with the lenders that advertise on this website. The operator of this website is neither a lender nor a broker and does not make any credit decisions. This website merely takes information from consumers and forwards it to lenders who offer the types of loans that may meet the consumers needs. For those consumers who do not qualify for a Personal Loan, we will refer you to alternative lenders and providers. This website shall not be considered an offer or solicitation for a loan. There is no guarantee that you will be approved for any type of loan. We do not charge you for the service we provide and are not a representative or agent of any lender. We are compensated by lenders. The time it takes for money to transfer to your account will vary by lender and also depend on your individual financial institution. You may be required to fax information to your lender in order to receive a loan. This service and lenders are not available in all states. If you have any question regarding the details of your loan, you should contact your lender directly. Personal loans and other types of loans should not be considered a long term financial solution. They are means to provide short term financing to solve immediate financial needs. Lenders may perform a credit check with one or more credit agency. These credit checks can have an impact on your credit score. By submitting your request, you are authorizing the lenders to independently verify the information you submitted and your credit worthiness. Nothing on this website shall constitute an offer or solicitation for a loan.